* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: 'Inter', system-ui, sans-serif;
  background: linear-gradient(135deg, #0d47a1, #1976d2, #42a5f5);
  color: #fff;
  line-height: 1.6;
  min-height: 100vh;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

h1, h2, h3 {
  font-family: 'Playfair Display', serif;
  font-weight: 800;
  line-height: 1.1;
}

.hero {
  text-align: center;
  padding: 8rem 1rem 6rem;
  background: linear-gradient(rgba(0,0,0,0.3), rgba(0,0,0,0.1)), url('https://images.unsplash.com/photo-1556155099-490a1ba16284?auto=format&fit=crop&q=80') center/cover no-repeat;
  position: relative;
}

.hero h1 {
  font-size: clamp(3.5rem, 8vw, 7rem);
  margin-bottom: 1rem;
  text-shadow: 0 4px 12px rgba(0,0,0,0.4);
}

.tagline {
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  max-width: 800px;
  margin: 0 auto 2rem;
}

.cta-button {
  display: inline-block;
  padding: 1.2rem 2.5rem;
  background: #fff;
  color: #0d47a1;
  font-size: 1.3rem;
  font-weight: 700;
  text-decoration: none;
  border-radius: 50px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.25);
  transition: all 0.3s ease;
  margin: 1.5rem 0;
}

.cta-button:hover {
  transform: translateY(-6px) scale(1.05);
  box-shadow: 0 20px 40px rgba(0,0,0,0.3);
  background: #f0f8ff;
}

.trust-text {
  font-size: 1.1rem;
  opacity: 0.9;
  margin-top: 1rem;
}

.benefits, .how-it-works, .testimonials, .faq {
  padding: 6rem 1rem;
  text-align: center;
}

h2 {
  font-size: clamp(2.8rem, 6vw, 4.5rem);
  margin-bottom: 3rem;
}

.benefits-grid, .testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.benefit-card {
  background: rgba(255,255,255,0.15);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.2);
  padding: 2.5rem 1.8rem;
  border-radius: 20px;
  transition: transform 0.4s ease, box-shadow 0.4s;
}

.benefit-card:hover {
  transform: translateY(-12px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.25);
}

.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2.5rem;
  margin-bottom: 3rem;
}

.step {
  background: rgba(255,255,255,0.1);
  padding: 2rem;
  border-radius: 16px;
  border: 1px solid rgba(255,255,255,0.15);
}

.step span {
  display: block;
  width: 60px;
  height: 60px;
  background: #fff;
  color: #0d47a1;
  border-radius: 50%;
  font-size: 2rem;
  font-weight: bold;
  line-height: 60px;
  margin: 0 auto 1.2rem;
}

.testimonial-grid blockquote {
  background: rgba(255,255,255,0.12);
  backdrop-filter: blur(12px);
  padding: 2rem;
  border-radius: 16px;
  border-left: 5px solid #fff;
  font-style: italic;
}

cite {
  display: block;
  margin-top: 1rem;
  font-style: normal;
  opacity: 0.9;
}

details {
  background: rgba(255,255,255,0.1);
  margin-bottom: 1rem;
  border-radius: 12px;
  overflow: hidden;
}

summary {
  padding: 1.5rem 2rem;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
}

summary::-webkit-details-marker { display: none; }

details[open] summary {
  background: rgba(255,255,255,0.2);
}

footer {
  text-align: center;
  padding: 4rem 1rem 2rem;
  background: rgba(0,0,0,0.3);
}

.footer-cta {
  font-size: 1.4rem;
  padding: 1.4rem 3rem;
}

.center { display: block; margin: 0 auto; text-align: center; }

/* Mobile-first responsiveness */
@media (max-width: 768px) {
  .hero { padding: 6rem 1rem 4rem; }
  .cta-button { padding: 1rem 2rem; font-size: 1.2rem; }
}